Property & Business Interruption

Property risk is not limited to physical damage. The most significant financial impact of a major incident typically arises from operational downtime, contractual non-performance and loss of market position. An effective property insurance programs therefore must protect business continuity rather than merely asset values.

Cresta structures property programs around operational dependencies. Critical equipment, single-point failures, alternative production capacity and catastrophe accumulation exposures are analysed before limits are determined. Business interruption is integrated into the program through realistic recovery modelling.

  • • Property All Risks

    • Machinery Breakdown

    • Electronic Equipment

    • Business Interruption

    • Contingent Business Interruption (Suppliers & Customers)

    • Increased Cost of Working

    • Natural Catastrophe Layers

Financial recovery following a loss is predictable and operations can resume in a controlled manner.

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